Christopher Odinet, Consumer Bitcredit and Fintech Lending, 69 Ala. L. Rev. 781 (2018).

Frank Pasquale

The COVID crisis has starkly revealed the thin line between middle-class status and destitution in the United States. As a Greater Depression looms, vital assistance from the federal government may soon expire. At that point, the unemployed may need to seek loans for necessities, ranging from rent to food to health care. Advocates for a “public option” in finance have pressed ideas like postal banking or […]